Home Warranty Insurance

Are you in the market for home warranty insurance?

Or maybe you are wondering whether or not to renew your existing warranty in your current home.

Many people are unsure exactly how much coverage do they need. The problem is that many individuals are simply over insured. They have overlapping insurance that covers the same item from more than one policy.

For example, if you have extended coverage on your refrigerator that you bought with your initial purchase, you simply don’t need another warranty to cover it also. Most purchases made at a home improvement warehouse will come with some coverage, and chances are the salesmen sold you an extended warranty to go with it, even if you have forgotten about it.

Just check your paperwork to be sure.

Many appliance repair plans cost anywhere from two hundred dollars to around six hundred dollars. The upper end of the range can even go higher if you need some specialty items covered like a pool, Jacuzzi or even a guest house.

Most homeowners just need some single coverage that will cover their major systems and appliances.

The appropriate time to buy a home warranty insurance is when you buy your house. That may be a foregone conclusion for most people. But the fact of the matter is, this is when you will get the best deal.

Many times when they are bought at the closing of your new home, you get a special offer that the real estate agent has worked out with the warranty company.

You are going to know renew your existing home warranty insurance policy. How much risk do you want to take?

The name of the game with any insurance is how much peace of mind that you will need. I for one cannot afford the repair of a major system in my home. The choice is easy for me,

Being able to guarantee the proper functioning of a home’s systems is an attractive feature for potential buyers: not all homes have warranties, and it signifies to a purchaser that the seller stands behind the quality of the house.

In today’s market, having a warranty in place gives a salesperson a competitive edge that is desperately needed.

If you feel that your “for sale by owner” home has been repaired enough to go on the market, you may need to consider a home warranty.

A home warranty is short term insurance that covers the major appliances, electrical system, plumbing system, heating and air conditioning for the time span that the home is on the market. In most cases, the seller will pay for this three or four-hundred-dollar warranty.

However, there is a different approach that many vendors take. They include this cost in the sales price of the home.

If a buyer has his choices narrowed down to two or three homes, why should he not choose the one with the warranty?

The final thing a buyer would like to deal with after paying a large down payment is the prospect of shelling out even more to fix a broken appliance. There is great peace of mind in knowing that the house’s systems are covered.


Don’t Get STUCK With A Bunch Of Unpleasant Surprises Once You Move Into Your Home

Contact us, your Memphis Home Inspector today!

Call us at (901) 609-7555 or email at bill@in-houseinspections.com

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In-House Home InspectionsIn-House Inspections LLC has been providing Memphis Home Inspections, Buyers Inspections, Sellers Inspections, Warranty Inspections and Termite Inspections to homebuyers and home sellers in the following areas of Memphis, Shelby, Tipton, Fayette Counties in West Tennessee and Desoto, Marshall and Tate Counties in North Mississippi and the surrounding areas since 2006.